Hello and welcome! I’m so glad you’re here. If you’re interested in practical tips on budgeting, finances, and travel, you’ve come to the right place. Let me take a moment to introduce myself.
Here I go by JT, and I’m proud to say that I graduated college debt-free and two years ahead of schedule. A big part of that success was thanks to taking part in dual enrollment during high school. By earning college credits early, I was able to graduate sooner and without taking on loans. Having a parent who worked in the finance industry meant I was able to learn financial responsibility at a young age. I recognize not everyone has the chance to learn the hard lessons early when they have a lesser impact, which is one of the reasons I’m so passionate about helping others take control of their finances from the start!
Currently, I work fully remotely, which I absolutely love. To get here, I’ve worked in a variety of jobs—each offering valuable lessons about hard work, discipline, and the importance of being intentional with your resources. I often worked multiple jobs with awful hours to get through, but these experiences have shaped my appreciation for living within my means and stewarding my finances wisely. For me, it’s not just about saving or budgeting—it’s about making the most of what you have, whether that’s time, money, or energy, and using those resources with purpose. I believe in setting yourself up for success by managing your finances in a way that allows you to pursue your goals and live the life you envision.
Another passion of mine is travel. As of the end of this year (2024), I’ve had the opportunity to visit six countries, 12 out of the 63 US national parks, and 26 out of 50 states. Each trip has broadened my perspective and deepened my appreciation for different cultures and landscapes. Travel has a way of enriching your life, and I believe that with smart planning, it’s possible to explore the world without compromising your financial health. Whether you’re looking to plan an international adventure or simply want to find ways to travel more while sticking to your budget, I’m here to share what I’ve learned along the way.
This blog is a place where I can exercise my passion for writing and share tips and insights on how to balance work, finances, and travel. My goal is to help you live a fulfilling life while making responsible financial decisions that support your dreams—whether that’s through paying off debt, building savings, or planning for the future. I hope to inspire you to take control of your financial journey and live intentionally in all areas of your life.
Thank you for visiting! I truly hope you find value in the content here. Let’s chat about budgeting, travel, or anything else you’re interested in!
