Tag: debt
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How to Graduate College Debt-Free: Strategies for High School Students
I graduated college at 20 years old with zero student debt. Not because I was rich or had rich parents and not because I’m a genius. Graduating from college debt-free is a goal that may feel out of reach for many students, but with the right strategies, it’s entirely possible! While college costs can be… Read more
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When You Outgrow the 50/30/20 Rule: Mastering Your Wealth-Building Strategy
The 50/30/20 rule is a classic budgeting strategy that has helped countless people manage their finances—especially those just starting their journey toward financial freedom. The simplicity of the rule—50% for needs, 30% for wants, and 20% for savings or debt repayment—makes it easy to understand and implement. But what happens when you’ve mastered the basics… Read more
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How to Handle Post-Holiday Financial Recovery: Tips for Getting Back on Track
The holiday season is filled with joy, celebrations, and of course, plenty of spending. Whether it’s on gifts, festive meals, or travel, it’s easy to let expenses pile up in the spirit of the season. But now that Christmas has come and gone, it’s time to take a hard look at the aftermath and get… Read more